This profession embodies a financial advisor specializing in this field. He is your intermediary in the presentation and collection of offers according to your requirements and needs for insurance products, such as civil liability, comprehensive insurance, he alth insurance and others. If you operate without it and its help, you will find mainly general varieties that may not be of any use to you or be as comprehensive.
His job is not to sell you some company's insurance. It's very helpful to have someone protect you from malicious merchants. He gets paid by the company when the deal is done, regardless of who it is, so it's not expensive. For this reason, he works completely independently and mediates with numerous insurance companies.
How to choose the right brokers?
The selection of is quite an important undertaking because a good one will contribute immensely especially to a company. It will help balance the cost of insurance while at the same time contributing to the maximum coverage of the types of insurance and coverage you need. It will inform you about market trends and potential risks. Specialists from I&G Brokers select the main factors that should be taken into account when making a decision:
- How big is the team, will it meet your specific needs and for how long;
- Relationships and partnerships with insurers. Are they reputable in their industry, are they trusted;
- The resources the broker has access to and their range of capabilities to help you;
- Is it legally regulated by the institutions - do they do their work ethically and transparently;
- Recommendations and reviews of previous customers and are there any cases like yours.
The most important thing is to just ask your broker even basic questions. If he answers all or at least most of your questions accurately and clearly, then he is competent in the field and does his job with pleasure. In some companies, they appoint an employee who works personally with you to serve you and inform you in a timely manner.
Why is it better to trust the services of an insurance broker?
In today's fast-paced and uncertain lifestyle, it's always helpful to have someone to help you with an insurance-related problem. Some brokers offer special products, such as pooled insurance, that may suit your needs. A professional will use their expert knowledge to guide you to risks that are not covered by insurance. As well as helping you add coverages to your insurance, it can also remove them and calculate the price correctly so you don't pay unnecessarily.
When working with a broker, you can continue to consult with him even after the deal is closed. You can connect at any time and in any way (live, chat, phone call). Everyone is able to contact anyone with just two clicks without any problem. Thanks to the Internet, you can get clarification from your broker at any time through online communication.
In the end, it makes much more sense to choose to work with such a professional, because it saves you time on research, you get better quality insurance, and it's not even that expensive.